Allowed overdraft on citizens' current account represents the optimal solution for overcoming current needs for financial resources. You can use these funds at any time, within the agreed limit, without prior notice.

Interest is paid only for the days and amount of use, which allows maximum control over interest costs for a given product.

• Amount of overdraft: up to the amount of net earnings
• Period of use: up to 24 months
• Collateral: One blank promissory note signed by the client
• Early repayment: The bank does not charge a commission for early repayment of placement. If the client wants to extinguish the allowed minus on the current account, he is obliged to settle the debt on the account in full with the associated interest.
• No credit application processing fee