Access your account using a username and password or through biometric authentication—fingerprint scanning or face recognition (depending on whether your device supports advanced biometric identification)..

Pay bills and other monthly obligations by automatically filling in payment orders or scanning the IPS QR code.

Pay off your credit card debt and transfer funds from your credit card to your current account.

Exchange currencies with a favorable euro rate.

Make payments using your phone by scanning the IPS QR code at all points of sale marked with instant payment options.

Check balances and transaction history for your accounts, loans, and credit cards.

Send a payment confirmation to your email address.

Use the "Transfer" option to send and receive money using a mobile phone number.

Receive push notifications and review them in your inbox.

Locate the nearest branch or ATM on the map.